Terms & Conditions FAQ
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The Total Rewards® Visa® Card Program
The Total Rewards Visa and Total Rewards Visa Signature credit card is issued by Comenity Bank pursuant to a license from VISA U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license. Subject to credit approval. The Total Rewards Program is provided by Caesars License Company, LLC which is solely responsible for the program's operation. Caesars License Company, LLC may change the terms of the program at any time. For rewards Terms and Conditions, click here. For more information on earning and redeeming Reward Credits, click here.
10,000 Bonus Reward Credits
Use your Total Rewards Visa Card outside of a Total Rewards destination within the first 90 days of being approved to earn 10,000 Reward Credits® after spending $750. See a list of Total Rewards destinations here. Limitations and exclusions may apply.. Click here for additional card benefits and details
No Annual Fee
Click here for Important Rate, Fee, and other Cost Information.
5X Reward Credits
5X earning based on 4 Reward Credits for every $1 spent using your Total Rewards Visa Credit Card and 1 Reward Credit for every $1 spent by providing your Total Rewards card at the time of purchase. A complete list of Total Rewards locations can be found here.
2X Reward Credits
2X earning based on 1 Reward Credit for every $1 spent using your Total Rewards Visa Card and an additional 1 Reward Credit for every $1 spent when purchasing in gas, groceries and airlines categories. Each merchant is assigned a code by a third party that indicates the Merchant's area of business. 2X Reward Credits will only be awarded if the Merchant Code for the purchase matches a category eligible for the offer. Comenity Bank does not have the ability to control assignment of the Merchant Codes
Purchase must be made within 90 days of approval date. Upgrade to Platinum after first purchase may take up to 30 days to be processed and reflected in Total Rewards account. Cardholders spending $5,000 in each calendar year will maintain Platinum Status for the following year. Only Total Rewards Visa Accounts in good standing will be upgraded. For more information on redeeming these Platinum Tier benefits, please visit TotalRewards.com/content/cet-tr/en/earn-and-redeem/on-location. For details on complimentary parking benefits, please go to www.caesars.com/trvisaparking.
VIP Access Pass
Must apply and be approved for the Total Rewards Visa Card and spend $10,000 in current calendar year. Redemption information will be sent out via email within 90 days of reaching spend threshold, email address required to be on file with Total Rewards account. VIP access expires one year from date of VIP card issuance. Participating outlets are subject to change. Subject to availability and blackout dates. Must be 21 or older. Please see a Las Vegas Total Rewards Center for additional details.
One Buffet Pass
For new cardholders only. First purchase must be made within 90 days of approval. Offer valid for six months from first purchase. Receive one buffet pass, excluding any taxes and state fees per approved Visa Card. Passes have no cash value, cannot be reused or transferred. Blackout periods and holiday periods are excluded. Upgrade fee applies to the Bacchanal® Buffet at Caesars Palace. Excludes the Buffet of Buffets®. Buffet passes can be picked up at any Total Rewards Center. For the following properties, a $20 dining voucher will be issued instead of the one buffet passes upon request: Harrah’s Philadelphia, Harrah’s Louisiana Downs, Harrah’s Cherokee Valley River, Caesars Windsor, and Horseshoe Baltimore.
Total Rewards Dining
Earn 3x Reward Credits when you use your Total Rewards Visa Credit Card to dine at over 11,000 participating restaurants. Click here to learn more
Reward Credits do not expire when you make a purchase on your Total Rewards Visa Card every 6 months.
Toal Rewards brand and its related marks are owned by Caesars License Company, LLC. Used with permission. Must be 21 or older to gamble. (Must be 19 or older in Ontario.) Know When To Stop Before You Start.® Gambling Problem? Call 1-800-522-4700. (IL, PA, NJ or CA: If you or someone you know has a gambling problem, crisis counseling and referral services can be accessed by calling 1-800-GAMBLER (1-800-426-2537). MO: 1-888-BETSOFF. IA: 1-800-BETSOFF. IN: 1-800-9WITHIT. MD: Please play responsibly, for help visit mdgamblinghelp.org or call 1-800-GAMBLER. Ontario: PlaySmart 1-888-230-3505.) © 2019, Caesars License Company, LLC